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Funding and financing

Here you will find a compact overview of current subsidy programmes for energy-efficient refurbishment and heating replacement - supplemented by helpful information on financing. This will help you find the right support for your project.

Anyone who wants to invest in an energy-efficient and climate-friendly future can benefit from various funding programmes. Whether for the switch to renewable energies, the modernisation of heating systems or energy-saving measures - there is a wide range of financial support available at federal and state level. Here you will find an overview of current subsidy programmes.

In Germany, there are numerous funding programmes for the construction and modernisation of residential and non-residential buildings. To find the right subsidy for your project, the subsidy check provides valuable guidance. You can access the subsidy check here.

KI generiert: Das Bild zeigt ein Thermostatventil, das auf verschiedenen Euro-Geldscheinen platziert ist. Der Hauptinhalt des Bildes symbolisiert die Beziehung zwischen Heizkosten und finanziellen Ausgaben.
© Adobe Stock | maho
KI generiert: Das Bild zeigt ein Thermostatventil, das auf verschiedenen Euro-Geldscheinen platziert ist. Der Hauptinhalt des Bildes symbolisiert die Beziehung zwischen Heizkosten und finanziellen Ausgaben.
© Adobe Stock | maho

Funding organisations

BAFA offers funding for energy consultations, grants for energy-related refurbishment measures and individual measures such as replacing heating systems or insulation. BAFA will provide you with comprehensive advice on the relevant funding programme.

Federal funding programmes

Contact us

Overview page Topic Energy

Website https://www.bafa.de/DE/Energie

Overview of contact persons

Website https://www.bafa.de/DE/Service/Aufgabenuebersicht

KfW's promotional programme includes low-interest loans (in some cases with a repayment subsidy) for the construction or refurbishment of energy-efficient residential buildings. KfW also offers a subsidy for heating systems .

Promotion programmes of the federal government

Contact us

Overview page

Website www.kfw.de

Overview of contact persons

Website https://www.kfw.de/Kontakt/

If you want to make a difference in Saxony, you are not alone. Because in many cases you can access public funding. The Sächsische Aufbaubank - Förderbank - SAB is your competent partner for this. The SAB is the central development bank of the Free State of Saxony. On the basis of the Act on the Establishment of the Sächsische Aufbaubank - Förderbank - (FördbankG) of 19 June 2003, the SAB, as an institution under public law, supports the Free State of Saxony in the fulfilment of its public tasks.

Whether you are a private individual, club, association, company, research institution or local authority - SAB offers suitable development programmes for many target groups. On behalf of the Free State of Saxony, we award funding in the areas of housing construction, business, infrastructure and municipalities, education and social affairs, the environment and agriculture. We mainly provide funding in the form of grants, loans and guarantees.

SAB development programmes

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In addition to the funding providers, various other institutions, such as the Saxon Energy Agency (SAENA) or the Saxony Consumer Advice Centre, also offer comprehensive advice and support in the selection of suitable funding programmes and financing.

Here you can find the Counselling options.

Sample calculations for subsidies

How do grants and promotional loans actually affect the investment costs?

To answer this question in a practical way, KfW provides sample calculations. These sample calculations clearly show how the cost and financing structure can be organised for different heating technologies. This gives you a good orientation as to how promotional programmes can be used sensibly. And receive an initial assessment of possible investment sums and subsidy amounts.

Tax incentives for energy-efficient building refurbishments

The climate protection programme offers extended funding opportunities to provide owners with targeted support for modernising their homes. Here you can find out which individual measures for energy-efficient refurbishment are subsidised. (Status: December 2024)

Brief information

Over a period of three years, 20 per cent of the costs for energy-related measures can be claimed against tax - with a maximum subsidy of 40,000 euros per residential property. Expenses for energy-related construction supervision and specialist planning are immediately deductible at 50 per cent, without being spread over several years.

Click here for further information on Tax incentives for energy-efficient building refurbishment of the Federal Ministry of Finance.